T. Rowe Price’s Best 401k Funds

By
T. Rowe Price is an American publicly asset management firm. It manages more than $738 billion of investment assets. As one of the largest players in 401(k) plans, T. Rowe Price provides lot of high rated mutual funds for your 401k account.

Top 401k Funds

Most T. Rowe Price retirement plan products are actively mutual funds. According to Morningstar, it has over 85% of mutual funds that beat their Lipper average for the 10-year period. T Rowe Price believes in actively managing their mutual funds. There are over 100 funds with no loads and low fees to meet specific investing needs.

These top T. Rowe Price mutual funds carry extraordinarily low expense ratios. Low fees aside, we wondered how good these funds really are, so we analyzed them. These top funds are listed among the best funds for your retirement account. They also may be listed as the best funds by Morningstar, Lipper, Forbes, US News, Kiplinger, and others.

T. Rowe Price’s best 401k funds are:
    T. Rowe Price’s Best 401k Funds
  1. T. Rowe Price Blue Chip Growth Fund (TRBCX)
  2. T. Rowe Price Balanced Fund (RPBAX)
  3. T. Rowe Price International Discovery Fund (PRIDX)
  4. T. Rowe Price Mid-Cap Growth Fund (RPMGX)
  5. T. Rowe Price New Horizons Fund (PRNHX)
  6. T. Rowe Price Retirement 2015 (TRRGX)
  7. T. Rowe Price Small-Cap Stock Fund (OTCFX)
  8. T. Rowe Price Spectrum Income Fund (RPSIX)
  9. T. Rowe Price Tax-Free Income Fund (PRTAX)
Updated on 11/01/2015

T. Rowe Price Blue Chip Growth Fund (TRBCX)

T. Rowe Price Blue Chip Growth Fund is an actively managed mutual fund. This best 401k mutual fund has no dividend yield. Its expense is 0.72% per year. The portfolio turnover rate is 32%. This U.S. stock fund is open to new investors. The fund manager is Larry J. Puglia since 1993.

This equity fund is investing in common stocks of large-and medium-sized blue chip growth companies. Morningstar has ranked this best mutual fund with 5 stars rating. The 3 year annualized return is 22.71%.
Top 3 stocks are Biogen Idec Inc, Amgen Inc, and Eli Lilly and Co. Top 3 sectors are technology, healthcare, and industrials.

T. Rowe Price Balanced Fund (RPBAX)

This T. Rowe Price Balanced Fund invests 65% of its total assets in common stocks and 35% in fixed income securities. It has yield of 1.94%. With assets of $3.99 billion, this top balanced fund is managed by Charles M. Shriver. The annual expense ratio fee is 0.60%. The annual portfolio turnover rate is 53%.

More: Vanguard’s Best 401k Funds

Morningstar has ranked this best T. Rowe Price mutual fund with 4 stars rating. This fund has returned 7.68% over the past 3 years, 8.60% over the past 5 years, and 6.05% over the past 10 years. You can buy this mutual fund from your brokerage with $2,500 initial investment.

Top 5 holdings are:
  • T. Rowe Price Instl High Yield
  • T. Rowe Price Real Assets
  • General Electric Co
  • Amazon.com Inc
  • Apple Inc

T. Rowe Price International Discovery Fund (PRIDX)

This T. Rowe Price International Discovery Fund utilizes its assets to purchase common stocks of rapidly growing, small- to medium-sized companies outside the U.S. The fund manager is Justin Thomson since 1998. Its expense fee is 1.21%. It has $4 billion of assets. The current yield is 0.79%.

More: Fidelity's Best 401k Funds

Ranked with bronze rating, it has year to date return of 4.50% in 2015. This equity fund has a 3 year average returns of 10.04%. The past 5 years performance is as follows:
  • Year 2015: 4.50% (YTD)
  • Year 2014: -0.43%
  • Year 2013: 24.37%
  • Year 2012: 26%
  • Year 2011: -14.08%
As of October 2015, the top 4 stocks are Victrex PLC, PChome Online Inc, Axiare Patrimonio SOCIMI SA, and Playtech PLC. Top 5 sectors are consumer cylical, technology, industrials, financial services, and healthcare.

More:

T. Rowe Price Retirement 2040 Fund (TRRDX) invests in a diversified portfolio of other T. Rowe Price stock and bond funds that represent various asset classes and sectors. This asset allocation fund has a yield of 1.32%. This mutual fund is popular among investors with $16 billion of assets.

More: Best 401k Funds For 2015 & 2016

0 comments:

Post a Comment