Best 401k Funds for 2015 & 2016

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Retirement accounts, 401k, 403b & IRA, are essential for investors. The 401(k) account can be opened by enrolling through your workplace savings plan. Usually, these accounts can be open in a short time through account administrator such as Vanguard, Fidelity, T. Rowe Price, Prudential, etc.

401k FundsIt is important to start saving early; you can grow your money faster. Whether you are young or old, it is important to take advantage the company benefit. Some companies may offer match contribution for you. For 401k, the company may offers traditional 401k or Roth 401k.

Once enrolled, you can choose variety of investment funds in your account. Whether it is bond funds, stock funds, balanced funds, target date funds; you need to find the right funds for your accounts.

Mutual Funds

Mutual funds are popular investment for 401k investors. Most of these mutual funds are managed by top fund managers & have great returns over the long term time frame.
You can use as the top funds for your strategy in 2015 & 2016 or beyond.

Popular 401k mutual funds

Bond Funds

U.S. Stock Funds – Large Cap

U.S. Stock – Small Cap

International Stocks

Balanced Funds

Target Date Funds

ETFs

ETF offerings in 401k account may be limited .These exchange traded funds may become popular for investors due to its low cost. Some exchange traded funds may have expense fee of 0.05% per year. Low fees may provide higher return for your money.

Top 401k ETFs are:
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